Terms of service

Last updated November 8, 2026

These terms are a binding agreement between you and Miramedia Retail Inc. ("Miramedia", "we", "us"), a company based in Ontario, Canada, which owns and operates Forecast.fm. They apply to the website at forecast.fm, our audio, our emails, and any related services (together, the "Service"). By using the Service you agree to these terms and to our privacy policy. If you do not agree, please do not use the Service.

1. What Forecast.fm is

Forecast.fm is an independent audio publication. We publish editorial briefs, reporting, and commentary about current events, sports, politics, finance, culture, and other topics, in short spoken and written form. Some of that commentary refers to public prediction markets, odds, or probabilities as a way of describing what people expect to happen. That reference is journalism and opinion, nothing more.

2. We are not a betting platform and we do not promote betting

If you choose to bet or trade anywhere, that is your own independent decision, made at your own risk, and it is your job to know and follow the laws where you live. Forecast.fm is not involved in, and is not responsible for, any bet, trade, or gambling activity, or any money you win or lose.

If gambling is causing problems for you or someone you know, free and confidential help is available. In Ontario, call ConnexOntario at 1-866-531-2600. In the United States, call 1-800-GAMBLER.

3. Not advice

Nothing on the Service is financial, investment, trading, legal, tax, or gambling advice, and nothing on the Service is a recommendation to buy, sell, or bet on anything. Commentary reflects the editorial views of our team. Predictions and probabilities are often wrong. Do your own research and speak to a qualified professional before making any financial decision.

4. Market data and third party information

Some prices, probabilities, and market details shown on the Service come from public third party sources. We do not control those sources, and we do not endorse them or the services they offer. That information may be delayed, incomplete, or inaccurate, and it is shown as reported, for reference only. The Service may also contain links to third party websites. We are not responsible for their content, products, or practices, and visiting them is at your own risk.

5. Who can use the Service

You must be at least 18 years old, or the age of majority where you live if that is higher, to use the Service. You may not use the Service where doing so would break local law.

6. Things you must not do

• Use the Service to promote, facilitate, or advertise betting, gambling, or any illegal activity.
• Break any law or regulation, or infringe anyone's rights, including intellectual property and privacy rights.
• Upload malware, or try to hack, probe, overload, or disrupt the Service or its security.
• Scrape, crawl, copy, or harvest content or data from the Service with automated tools, or use it to build or train machine learning systems, without our written permission.
• Resell, republish, or commercially exploit the Service or its content without our written permission.
• Harass, threaten, or abuse our team or other people who use the Service.

7. Our content and trademarks

The Service and everything on it, including editorial content, audio, design, software, and the Forecast.fm name and logo, belong to Miramedia or its licensors and are protected by law. News photographs and other third party material remain the property of their owners and are used under licence or with permission. We give you a limited, personal, non-exclusive, revocable licence to use the Service for your own non-commercial use under these terms. You may share links to our pages. Any other use needs our written permission.

8. Feedback

If you send us ideas or suggestions, we may use them freely without paying you or owing you anything.

9. Copyright and corrections

If you believe something on the Service infringes your copyright, email legal@miramedia.io with a description of the work, the location of the material on the Service, your contact details, and a statement that you have a good faith belief the use is not authorised. If you think we have gotten a fact wrong, tell us at the same address and we will review it promptly.

10. Suspension

We may limit or block access to the Service at any time, with or without notice, if we believe someone has broken these terms or created risk or legal exposure for us or others. Sections that by their nature should continue, including sections 2, 3, 11, 12, 13, and 14, continue to apply.

11. Disclaimers

The Service is provided "as is" and "as available". To the fullest extent the law allows, Miramedia disclaims all warranties and conditions, whether express, implied, or statutory, including warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement, and uninterrupted or error-free operation. We do not guarantee that any content, transcript, audio, or market data is accurate, complete, or current.

12. Limitation of liability

To the fullest extent the law allows, Miramedia and its owners, directors, employees, contractors, partners, and licensors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or opportunity. This includes any loss arising from a bet, trade, investment, or other decision you make based on anything on the Service, and any loss caused by third party information. Our total liability for any claim relating to the Service is limited to CAD $100. These limits apply whatever the legal theory, even if we were told the loss was possible.

13. Indemnity

You agree to defend, indemnify, and hold harmless Miramedia and its owners, directors, employees, contractors, partners, and licensors from any claim, loss, liability, cost, or expense, including reasonable legal fees, arising from your use of the Service, your breach of these terms, your violation of any law or anyone's rights, or any bet, trade, or gambling activity you take part in.

14. Governing law and disputes

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada that apply there, without regard to conflict of law rules. You and Miramedia agree to the exclusive jurisdiction of the courts located in Toronto, Ontario, for any dispute relating to the Service or these terms. To the extent the law allows, claims must be brought individually, not as part of a class or representative action, and within one year after the claim arose. Nothing in these terms removes rights you have under consumer protection laws that cannot be waived.

15. Changes to these terms

We may update these terms from time to time. When we do, we will change the date at the top. If you keep using the Service after the changes take effect, you accept the updated terms.

16. General

These terms, together with our privacy policy, are the entire agreement between you and Miramedia about the Service. If any part of these terms is found unenforceable, the rest stays in effect. Our failure to enforce a term is not a waiver. You may not assign these terms without our consent. We may assign them in connection with a merger, acquisition, or sale of assets.

17. Contact

Miramedia Retail Inc.
Ontario, Canada
legal@miramedia.io